The comprehensive health care reform law was enacted in March 2010.

The law has 3 primary goals:

• Make affordable health insurance available to more people. The law provides consumers with subsidies (the “premium tax credit”) that lower costs for households with incomes between 100% and 400% of the

  federal poverty level

  (FPL).

  • If your income is above 400% FPL, you may still qualify for the premium tax credit.

  • If your income is at or below 150% FPL, you may qualify to enroll in or change Marketplace coverage through a Special Enrollment Period.

• Expand Medicaid to cover all adults with income below 138% of the FPL. (Not all states have expanded their Medicaid programs.)

• Support innovative medical care delivery methods designed to lower the costs of health care generally.